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Perioperative Anemia Services GoDaddy.com view all The first giftcard using a payments infrastructure was introduced by Neiman Marcus in late 1994[6], though Blockbuster Entertainment was the first company to do so at a wide scale[7], test-marketing them in 1995 and launching them around the country the next year. In the beginning, the Blockbuster giftcard replaced gift certificates that were being counterfeited with recently introduced color copiers and color printers. Blockbuster’s first giftcard transactions were processed by what was then Nabanco of Sunrise, Florida. Nabanco was the developer of the first third-party platform for the processing of giftcards using existing payment infrastructure.
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Gift cards are divided into “open loop” or “network” cards and “closed loop” cards. The former are issued by banks or credit card companies and can be redeemed by different establishments, the latter by a specific store or restaurant and can be only redeemed by the issuing provider. The latter, however, tend to have fewer problems with card value decay and fees.[8] In either case the giver would buy the gift card (and may have to pay an additional purchase or activation fee), and the recipient of the card would use the value of the card at a later transaction. A third form is the “hybrid closed loop” card where the issuer has bundled a number of closed loop cards; an example is free gift cards for a specific mall.
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  13. Coral McCarter, who lives in Ferndale, said she saw a Facebook ad in May for some cool-looking “pet warming beds” for her two pit bulls, Paige and Vincent. She spent about $67 to cover four plush beds, including two for her sister’s dogs, two toys and shipping. The extra-large dog beds seemed attractively priced at about $11 each.
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