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In the event of the bankruptcy of the issuing retailer, the outstanding value on gift cards is considered unsecured debt, and as such gift cards may become valueless. If the company intends to continue trading, gift cards may be honoured even in bankruptcy.
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I got the package on time and no problem! The problem came in when my boyfriend tried using it and it said that the card was on a temporary hold! Wtf!?! They took the money out of my account and the card doesn’t work? He registered it and was on hold for two hours to find out it doesn’t work! Thanks!
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In 2012, over $100 billion in gift cards will be purchased in the United States, where over 20% of those gift cards will go unredeemed or unused. This has amassed a large opportunity in the secondary market, similar to the secondary ticket market in the early 2000s. Some companies have created a business in the secondary gift card market that allow consumers to sell their unused gift cards or buy discounted gift cards to their favorite brands. This has helped their users recoup their share of some $55 million per day that goes unredeemed in the United States every year, by turning their unused gift cards into cash.
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